Do you know that you can now use your Aadhaar number to check your bank balance? yes you have heard correct that you can check your bank balance with your fingertips while sitting at home with 3 methods which are convenient and safe.
This guide will explain you the step-by-step process on how to check your bank balance using your Aadhaar card using your internet connection and your mobile phone.
3 Ways to Check Bank Balance Using Aadhaar Card
Below are three simple methods to check your bank balance using your Aadhaar card easily:
1. Through the Aadhaar-Enabled Payment System (AePS)
AePS gives you the option to use your Aadhaar card to access banking services. If you don’t know how to use this feature follow the steps below:
- Visit a Nearby AePS Service Point: You need to visit your local banking correspondents, post offices, or Aadhaar Seva Kendras to use this option.
- Now you need to give your 12-digit Aadhaar number to the service provider.
- The agent will scan your fingerprint or iris for biometrics and identity verification.
- Once you verified your identity, ask the agent to check your account balance.
- The agent will tell you the details of your bank balance instantly.
2. Using the UMANG App
The Government certified Unified Mobile Application for New-Age Governance (UMANG) app allows you to access your Aadhaar-linked services, uses history and so many other details including checking your bank balance. If you don’t know the process follow the steps below:
- Firstly, you need to install this app from Google Play Store or Apple App Store.
- Use your mobile number to log in or sign up in the application.
- Once sign up search for “Aadhaar-enabled Services” in the app.
- Select the balance inquiry option and enter your Aadhaar number correctly.
- An OTP will be sent to your registered mobile number. Enter this OTP to verify and proceed.
- The app will now display your bank balance on the screen.
3. By Dialing USSD Code
If you don’t have a smartphone or not friendly to use these apps, don’t worry, you can still check your balance using a feature in your phone by following the below explained steps:
- Dial 9999#: You have to use the mobile number linked with your Aadhaar card.
- Now enter your 12-digit Aadhaar number when prompted and appear a blank box.
- After following the above steps your bank balance will be displayed on your mobile phone’s screen.
Important Points to Remember
- Aadhaar Linking: Ensure your Aadhaar card is linked to your bank account and mobile number.
- Updated Mobile Number: Keep your registered mobile number active and updated (if changed) to receive OTPs.
- Secure Biometric Data: Always go to trusted Aadhaar Service providers for biometric verification and avoid fraud.
Checking your bank balance with your Aadhaar card is easy, safe, and convenient process if you follow the correct steps as explained above. Whether you use AePS, the UMANG app, or USSD codes, the process is easy to everyone.
