Uttam Raheja 
Social Security Benefits Up to $5,108 Hit Accounts This Week. Millions of Americans rely on Social Security as a key source of monthly income, whether from retirement, disability, or survivor benefits. This week, some recipients are scheduled to see larger Social Security checks, potentially reaching up to $5,108, depending on their claim timing and age. … Read more
Claims are circulating that a $1,400 “PFD Stimulus Payment” will be issued in October 2025. Before you get your hopes up, it’s important to separate fact from speculation. In this write-up, I’ll walk you through what’s being claimed, what evidence (if any) supports it, what the risks are, and how you can stay alert and … Read more
Here’s a detailed post explaining the CRA 3-Year Rule- what it means, when it applies, how it can affect you, and what steps you can take. All info is drawn from CRA / Government of Canada sources. When dealing with Canadian taxes and dealings with the Canada Revenue Agency (CRA), people often hear about the … Read more
Here are the Advantages and Disadvantages of Spousal RRSP in Canada, explained in a simple language so that you understand these easily and decide your steps to be taken or not. Advantages and Disadvantages of Spousal RRSP in Canada When it comes to retirement planning for couples in Canada, the Spousal Registered Retirement Savings Plan … Read more
Explaining the Canadian CRA Attribution Rules (sometimes loosely referred to as a 3-year attribution rule in contexts like spousal RRSPs). It lays out what the rules are, when they apply, what exceptions exist, and how to plan around them. Let’s begin and explore all one-by-one: CRA Attribution Rules (Including the 3-Year Rule) The attribution rules … Read more
Spousal RRSP “3-Year Rule”, complete with explanations, examples, and planning tips. The concept of a spousal RRSP 3-year rule is often discussed by Canadian taxpayers and financial advisors alike, especially when couples try to split income by contributing to a spousal RRSP and then withdrawing early. In this post, I’ll explain the rule, walk through … Read more
SASSA has released the official November 2025 grant payment dates for pensioners, people with disabilities, and caregivers of children, as November is here, and many South Africans are waiting for their SASSA grants to arrive. To make things easier. Below, you’ll find the exact dates, along with tips to avoid delays and make the most … Read more
The South African Social Security Agency (SASSA), in partnership with Postbank, has announced (termination) an important update that all social grant beneficiaries need to be aware of. As part of efforts to improve the safety and efficiency of grant payments, the SASSA Gold Cards are being replaced with the new Postbank Black Cards. This change … Read more
Canada Revenue Agency (CRA), has announced a $680 one-time payment by direct deposit, as the rising cost of living across Canada, many households are finding it harder to keep up with daily expenses. To ease this financial burden, the Government of Canada sanctioned this support. This special relief measure is designed to support low- and … Read more
SASSA has confirmed that all its social grants will be increased by R10 starting in October 2025. This modest adjustment follows announcements from the national budget and aims to slightly uplift beneficiaries amid continuing cost pressures. SASSA Increases Social Grants by R10 in October 2025 Payment Cycle Below, I break down exactly what changes you … Read more