Uttam Raheja 
Here’s a detailed post explaining the CRA 3-Year Rule- what it means, when it applies, how it can affect you, and what steps you can take. All info is drawn from CRA / Government of Canada sources. When dealing with Canadian taxes and dealings with the Canada Revenue Agency (CRA), people often hear about the … Read more
Here are the Advantages and Disadvantages of Spousal RRSP in Canada, explained in a simple language so that you understand these easily and decide your steps to be taken or not. Advantages and Disadvantages of Spousal RRSP in Canada When it comes to retirement planning for couples in Canada, the Spousal Registered Retirement Savings Plan … Read more
Spousal RRSP “3-Year Rule”, complete with explanations, examples, and planning tips. The concept of a spousal RRSP 3-year rule is often discussed by Canadian taxpayers and financial advisors alike, especially when couples try to split income by contributing to a spousal RRSP and then withdrawing early. In this post, I’ll explain the rule, walk through … Read more
SASSA has released the official November 2025 grant payment dates for pensioners, people with disabilities, and caregivers of children, as November is here, and many South Africans are waiting for their SASSA grants to arrive. To make things easier. Below, you’ll find the exact dates, along with tips to avoid delays and make the most … Read more
The South African Social Security Agency (SASSA), in partnership with Postbank, has announced (termination) an important update that all social grant beneficiaries need to be aware of. As part of efforts to improve the safety and efficiency of grant payments, the SASSA Gold Cards are being replaced with the new Postbank Black Cards. This change … Read more
Canada Revenue Agency (CRA), has announced a $680 one-time payment by direct deposit, as the rising cost of living across Canada, many households are finding it harder to keep up with daily expenses. To ease this financial burden, the Government of Canada sanctioned this support. This special relief measure is designed to support low- and … Read more
SASSA has confirmed that all its social grants will be increased by R10 starting in October 2025. This modest adjustment follows announcements from the national budget and aims to slightly uplift beneficiaries amid continuing cost pressures. SASSA Increases Social Grants by R10 in October 2025 Payment Cycle Below, I break down exactly what changes you … Read more
If you’re doing an advanced diploma and looking to get NSFAS fund after your first diploma or degree, and thinking: “Will NSFAS help me pay for that?” You’re not alone. Many students are unsure whether NSFAS (National Student Financial Aid Scheme) can fund advanced diplomas. In this post, we’ll know how NSFAS treats advanced diplomas, … Read more
$680 CRA payment income threshold, how it relates to existing CRA programs, what the income thresholds might be, and how Canadians can position themselves to qualify. Read below $680 payment eligibility threshold confirmed in official CRA sources, this post distinguishes between speculation and known rules. $680 CRA Payment Income Threshold The idea of a $680 … Read more
Canada has recently introduced new support measures aimed at helping those who are living with disabilities or are seniors. One of the ideas floating around is a $2,200 payment tied to disability or senior benefits. Below, I’ve decoded the facts, what is known so far, and how it might relate to existing programs, plus how … Read more